Have You Ever Thought of a Career in Finances

Have You Ever Thought of a Career in Finances It is a well-known fact that not many people look for a career in finances because  it appears to be an overwhelming process. But not many people are aware that it  is possible to have a career in this kind of field even without getting a Bachelor’s or  Master’s degree. Here are some of the most rewarding finance jobs according to the level of education  you have completed: Master’s Degree: By getting a master’s degree, you will be able to land yourself a job with higher pay. And  if you already have a position in the field of finance, an advanced degree will give you a  better chance at getting a promotion. Auditor:  You will be responsible for preparing financial records as well as analyzing  accounting documents. Controller:  This type of work will require you to do direct accounting. You will also be in  charge of creating and maintaining accounting practices, procedures, initiatives  and principles. Bachelor’s Degree: After completing a bachelor’s degree, you will find many doors opening for you in the  field of finance. You will find it a whole lot easier to land a good-paying job with the right  education featured in your résumé: Financial Adviser:  As a financial adviser, your work will entail investment advice and tax advice.  You will also help people create a budget while providing financial guidance on a  more personal level. Accountant:  Your work as an accountant will focus more on tax services as well as financial record-keeping. Actuary:  An actuary estimates claims for insurance companies, manages the insurance  plans of companies and gauges the risk of certain types of liabilities. Financial Analyst:  If you will have a career as a financial analyst, you will find yourself advising  brokerages and analyzing companies for investment. Associate’s Degree: If you are looking for a good stepping stone that will land you a career in finance after  high school, an associate’s degree will be a great option for you. This type of education  will also help you switch to another career or move on to a 4-year degree in university. Bookkeeper:  Your responsibilities as a bookkeeper will include posting transactions,  maintaining accounting records and reconciling entries. Payroll Clerk:  A payroll clerk will be delegated certain tasks like computing employee pay  and deductions, issuing checks, maintaining payroll records and resolving  inconsistencies. High School Diploma: After graduating from high school, you can already find jobs in the field of finance if  you want to have a source of income. But you would need at least some college or  advanced degree in order to step up higher on the career ladder: Bank Teller:  This kind of job requires you to handle withdrawals and deposits of both cash  and checks. You will also be accepting payments for loans and bills. Other tasks  may include selling savings bonds and travelers’ checks. Collector:  Even if you only have a high school diploma, you can already work as a collector.  Your duties would include collecting payments and tracking overdue accounts. Broker/Securities:  This job will require you to manage the investment portfolios of your clients. Accounts Payable/Receivable:  The job of an accounts payable/receivable includes requesting bills and  payments, sending payments and receiving payments from companies and  individuals. Infographic Source: www.accountingprincipals.com About the author: John Halliston is an external career consultant who specializes in  helping professionals develop their finance career.

How to Write a Resume - Are You Qualified For a Job That You Want?

How to Write a Resume - Are You Qualified For a Job That You Want?An effective resume can be used for many different reasons, such as to make job hunting or job application more successful. However, one of the most effective ways of making a resume is by taking into consideration if it is written for a job that you are really going for or whether you are qualified for the position. In this case, writing resume is the most difficult part because people tend to write it in an objective manner, which can be a waste of time and even a waste of money. In this article, we will examine two main points that could help you in writing a resume that would be suitable for a job that you are really looking for.The first and most important point is that your resume should have an objective for you. This is so, because what you can do, what you really want, and how well prepared you are to accomplish these things. And this could also make a difference in a lot of cases, such as when applying for di fferent positions or trying to land a job in a specific field. Therefore, your resume would be more likely to get you the job you were hoping for.Another thing that could help is that your resume should be written as 'accomplished and not task oriented'. This means that you need to put your best foot forward to potential employers. They might see that you can take care of your tasks or do the task without any trouble, which is exactly what they're looking for. So, they may not hire you just because you have your task oriented resume on.Writing resumes for a specific job is something that is very complicated because, as we said before, you may be trained for other tasks, but you can't do them without facing some problem, especially in a job interview. Thus, it's really important that you are truly interested in the job you are applying for.A very simple question that you need to ask yourself is, 'Am I the right person for this job?'. This could also mean that, in general, you could b e qualified for a certain job, but you might not be qualified for this job.For example, you could be qualified for a job that involves reading but not for a job that involve translating. So, you must ask yourself 'Am I really the right person for this job?Another very difficult question to answer is 'Am I really qualified for this job?'. It may be possible to say that you're knowledgeable in the particular field but, this doesn't always mean that you know everything about the job you are applying for. This is because people learn things from their experiences, so it's better to consider this first, before any facts are written in your resume.Last but not least, another important factor to consider when writing resume is to state what you have done for your past jobs. Therefore, you must state all the achievements, including awards, certificates, and any special skills that you have learned during previous jobs.

Pros And Cons To Choosing A Trust Deed Or A Debt Management Plan

Pros And Cons To Choosing A Trust Deed Or A Debt Management Plan For Scottish residents who are facing a mountain of debt, getting a trust deed or a debt management plan might be the right solution. Getting a trust deed is just one of the many options you can take to clear your debts. If you don’t want to face sequestration or bankruptcy, hiring firms like Creditfix Trust Deed may be a viable solution to your financial struggles. If you’re contemplating on getting one, here are 3 pros and cons you must know before choosing this option. Advantages of choosing a trust deed It’s affordable Getting a trust deed means paying a single affordable rate every month that will cover all your creditor repayments. This rate is based entirely on what you can afford. Once you opt for a trust deed, you will be meeting with a debt adviser to go through your entire lifestyle to determine how much money you can set aside to pay your creditors. You will discuss your finances thoroughly. Your income, expenditure, including all household bills will be factored in. Then you’ll come up with a proposal based on your surplus income. Because of this scheme, it’s easier to manage your debt. Instead of making multiple payments to your creditors, you can focus on just one single affordable payment that will cover everything. It gives you peace of mind As long as you adhere to the trust deed agreement strictly and faithfully, you don’t have to worry about your creditors bugging you to pay them. And by law, all of your unsecured creditors are not allowed to add interest or any further charges to your debt. Opting for a protected trust deed also restricts your creditors from pressing any legal charges against you. And because your debt adviser will handle everything for you once your trust deed has been accepted by your creditors, all communications will be routed out from your mailbox and telephone lines. No more nerve wracking letters and phone calls. That’s a great deal of pressure taken away from you! You will be debt free eventually Most trust deed agreements last for four to five years maximum, depending on your circumstance. This means all your creditors will eventually write off your debt as long as you stay committed to paying the agreed amount every month. When your trust deed finishes, you will be discharged from all of your debts. What a breather! Disadvantages of choosing a trust deed Your credit rating will suffer While opting for a trust deed may sound like a great way to clear off your debt, you should be aware of the impact it’s gonna make on your records. Your credit rating will definitely plunge once you opt in a trust deed as the action will be recorded on your credit file. And it will stay for six years from the date of approval. A low credit rating will affect your purchasing power, as you might be well aware of. But that’s to be expected since you are, after all, paying your debts and is naturally not in the position to borrow anymore than you can pay off. Be careful of missed payments You debt adviser will always remind you to be consistent and religious in following your trust deed. Missed payments are a no-no once you enter a trust deed. If you find your circumstance change for the worse, you may consult your debt adviser to adjust your monthly payments to a level you can afford. Note that only genuine change in circumstances are allowed, like a loss of job, and it will be investigated thoroughly. Missed payments are a window for your creditor to petition for your sequestration, something you don’t want to happen. You will be listed in the Trust Deed register By opting for a trust deed you should be aware that it will be publicly recorded in the Register of Insolvencies. It’s a public document and it’s visible to anyone including your employer, landlord, and creditors. Depending on the type of insolvency solution you acquired, some personal details it may contain are your name, address, gender, birthday, and the insolvency practitioner you contracted. It’s a shameful list to be part of, but something you have to accept once you go this route.

The Top Training Courses to Prepare For the Future Workplace

The Top Training Courses to Prepare For the Future Workplace The global workplace is changing, with companies demanding different skillsets from modern employees and automation set to seize 800 million jobs by 2030. For those looking to keep pace with the changing demands of employers, Glyn Roberts suggests the skills to help you get ahead of the competition. Management roles Automation is set to take over roles in transport, manufacturing and more, but it will be some time before artificial intelligence (AI) will (if ever) be able to exist alone. There will always be a need for ‘that human touch’. While AI can streamline services, making businesses more efficient, there are limitations to its ability. Robots are programmed to respond to specific stimuli and don’t have autonomous thought to react to unexpected changes. Businesses rely on management to drive productivity and efficiency. Successful managers learn the motivations of their employees and deliver support in a way that suits them. Every business suffers daily disruption, from clients changing deadlines to external social factors affecting budgets. During these interruptions, human reasoning and interpersonal skills are essential to ensure quick resolutions, communicate important changes and manage brand reputations. As the face of modern working continues to shift, with increasing flexibility like remote working and a diverse workforce, managers with a track record of driving employee productivity will be in high demand. Candidates able to coordinate and deliver projects to schedule in the future workplace will be rewarded in their salary, with project management courses among the most lucrative available, according to a recent survey. Cybersecurity skills in demand Cyber attacks remain one of the largest threats to businesses, with a single attack able to damage vital systems, cause thousands of pounds in lost productivity and irreparably tarnish a company’s reputation. Online threats are also becoming increasingly more complex, difficult to detect and are now using different entry points for attack. This means it’s no longer enough for organizations to have just one dedicated IT security specialist. Every staff member needs to play a part. Future employees must be able to apply knowledge of cybersecurity best practice â€" including how to spot scam emails and using authentication software to prevent accounts being breached â€" with those unable to keep pace with online security at risk of being left behind. Those looking for a dedicated role in cybersecurity will especially benefit from the demand, as the potential cost of successful attacks continues to soar. A reported 53 percent of organizations currently suffer from a cybersecurity skills shortage, meaning those with the desired skills can take their pick from the best offers in a wide pool of jobs and command higher salaries. Harnessing the value of data To put this area of rapid growth into context, it’s important to highlight 90 percent of the world’s data was created in the last two years alone. As many companies become more digitally-focused and advancements in compression technology continue to increase, this means businesses are now able to store all the data they need. This is the key to unlocking business growth, with those who can crunch large sets and identify patterns laying the foundation for a more advanced information-led company strategy. Analysts use data to make informed comments on consumer behaviors and buying habits, allowing businesses to streamline their sales and marketing strategies directly to a consumer’s needs However, these skills are no longer simply reserved for data scientists, with many industries placing an emphasis on predicting trends and behaviors as a core driver of business function. Employees trained in analytics will enjoy the pick of a diverse market including creative marketing and product and employee management roles. The future is tech For years it’s been claimed automation will damage the job market, however, the rise of AI is more likely to simply see a shift in the types of work people are doing. While industries like manufacturing and transport are bracing themselves, the savings made by corporations as a result of efficient automation are expected to be reinvested, creating a net rise in jobs. In fact, a recent study found 80 percent of companies that implemented AI ended up creating more positions than they eliminated. Technologies like quantum computing and hybrid cloud are set to revolutionize the future workplace, making flexible working and fluid company scalability a reality. For employees, this means adaptability and a versatile IT skillset will be desirable assets for a successful career. There are plenty of helpful online courses available for all levels of employees â€" from foundation level to expert â€" to help candidates equip themselves for the future workplace. About the author: Glyn Roberts is Managing Director of leading IT and business skills training specialist, Global Knowledge, and he believes that people are key to the company’s success. He is committed to creating the right culture and making Global Knowledge a place that values the individual, encouraging ownership, and being clear about strategy in order to link personal endeavor to corporate success.

What Font Is Common in Resume Writing?

What Font Is Common in Resume Writing?When writing a resume, it's best to make sure that you're not only using the right font for the job you're applying for, but also what font is used for your official letterhead and other business documents. A common error people make when writing a resume is choosing the wrong font to use. It's easy to do so, and you'll soon find yourself having to redo or edit all of your work. Fortunately, it's not that hard to find what font is common in resume writing and why.The first thing you want to look at is the font. Many online writers and employers are reluctant to trust online material because they think people don't trust these types of applications. A better solution would be to get someone to write a resume, and then allow them to create and edit the letters. With this option, you can still receive a professional result. That is, even if the person isn't experienced in writing resumes, he or she should be able to write something that looks profes sional results come with professional writing.As to what font is commonly used, it's usually a specific type of font. It's much like choosing the correct hand warmers for that first date. Before you buy them, it's best to know what you're looking for. Maybe you have a certain type of font that you just don't like. You don't want to end up with the wrong one in your resume and have it rejected by your potential employer.Another factor to consider is the style of fonts used in a business letter. Many people have thought that the style of lettering used to begin a letter was indicative of how a letter was to be formatted. There are a number of different styles. One is a more formal style, one is more informal, and others have the style that is most likely to be used in resume writing. There are some exceptions to the rule that most, if not all, of the styles should be followed, and in fact, is a common practice in some industries. For example, an ad agency will go with a certain style, and this style is often used in resumes as well. It doesn't matter whether you're looking at resume letters or business letters, this type of style is common practice in both fields. It's a style that is not familiar to most, but a style that is common.When it comes to font, the biggest difference between different fonts is the size. In general, a smaller font is more formal and less formal. A larger font is more informal and less formal. So, it's important to know what font is common in resume writing to be sure you are following this rule.Once you've determined what the right font is for resume writing, it's time to experiment and see what happens. Use all of the fonts you've learned and experimented with and write a resume that uses all of the fonts. When you go back and look at the finished product, you'll find that many of the fonts you've used worked well and some fonts didn't work as well as you had hoped.Fonts that aren't used enough will still work, but there will be less appealing to the reader. Fonts used too much will make the writing look unprofessional, which defeats the purpose of using it. By using all of the fonts, you avoid all of these problems. In addition, you'll have a better-looking resume that will make you stand out from the rest of the crowd when you're being interviewed.

What Do I Need to Know About Writing a Resume?

What Do I Need to Know About Writing a Resume?How do I write a resume? That is a question that a lot of people ask, but the answer to this question is simple: You don't. We've all seen resumes before, and by now you should know how to make one, so let's skip straight to the point.A decent resume isn't difficult to write. But there are some tips that you should follow if you want your resume to get the best attention it can.First, you should always come up with a title that reflects your business and its nature. You want to make it clear what type of company you are. Some people get caught up in the technical details and forget about the company, but it doesn't serve you or your prospects well. You want to start off with a catchy title.Second, you should include some of the most common questions on your resume. The questions that are asked of the candidates at the job interview are the ones that are going to stay on the resume. You want to use these questions to form your resume's con tent. And if you don't include them, your resume won't have any substance at all.Last, you should never write a long essay. Even though an essay is a great way to get started, it's not really necessary. One of the easiest ways to write a resume is to break it down into sections, and then continue on to the next section. By breaking the job down into manageable chunks, you will find it much easier to write a resume that is both readable and complete.Now, you might think that you have to outline your writing before hand, but that is actually not true. The truth is that your writing is as good as it gets on your resume. There is no reason to make things any more difficult than they need to be. So just keep that in mind when you're trying to write your resume.One last tip on writing your resume: don't use Microsoft Word. Not because it's a bad program, but because it doesn't have very many editing features. It's difficult to proofread and edit when you use this program for everything el se. In fact, the only reason you'd even use it is to open and save Word documents.Those are the basics for writing a resume. If you follow those three tips, you should be well on your way to creating a great resume.

The goat problem - The Chief Happiness Officer Blog

The goat problem - The Chief Happiness Officer Blog The first time I heard of the goat problem, a deceptively simple exercise, I flat out refused to believe the solution. A friend and I had been just about to go to a bar, but that plan had to be cancelled in favour of spending 3 hours to prove it to me. See how well you do: Imagine a TV game show where the winner chooses between 3 doors. Between one door is a car, between each of the other two doors theres a goat. The contestant chooses one door, and the host then opens another door behind which there is a goat. This is always possible since there are two goats and one car. The host will now give the contestant the option of sticking with the door she has already chosen or switching to the one door still unopened. What should the contestant do? There are of course three possible answers: 1: The contestant should stick to the first choice 2: The contestant should switch 3: It doesnt matter What do you think? The answer can be found here and it WILL surprise you. I LOVE it when things get counter-intuitive. A warning though: Bringing this riddle up may cause aggravation. I have seen people flat out refuse to acknowledge the solution and get very frustrated in the process. UPDATE: Tveskov pointed me to this online version of lets make a deal, which lets you try out the game for yourself and keeps track of the stats for you. From the site: Despite a very clear explanation of this paradox, most students have a difficulty understanding the problem. It is very difficult to conquer the strong intuition which most students have in this case. As a challenge to students who dont believe the explanation, an instructor may ask the students to actually play the game a number of times by switching and by not switching and to keep track of the relative frequency of wins with each strategy. The goats have been replaced by donkeys, but dont let that confuse you. Thanks for visiting my blog. If you're new here, you should check out this list of my 10 most popular articles. And if you want more great tips and ideas you should check out our newsletter about happiness at work. It's great and it's free :-)Share this:LinkedInFacebookTwitterRedditPinterest Related

Kick in the pants - Hallie Crawford

Kick in the pants Sometimes people just need a kick in the pants. My friend Lauren’s husband started his own successful law firm 5 years ago. How long was he wanting to pursue that dream? 7 years. It took his law firm dissolving in order to get him to step out on his own. Now I’m not saying he never would’ve ventured out….he probably would have. But some people never would, and some of us just need a push to pursue our dream, because let’s be honest, it can be scary! I needed that push years ago to start my coaching practice, I’ll admit it. I was comfy in a part-time job that paid my bills, coaching on the side and I was enjoying the dual income. I got comfortable and it took one of my career coaching friends reminding me I’d given myself a 2 year timeline to go out on my own. It was getting close to that time and I hadn’t yet made a move. She poked me, and I did, I gave my notice several weeks later. So do you just need a kick in the pants??? Here it is… Check out this video about how you should stop thinking about or planning your career change, and start talking to people about it to make it happen. Career Transition Coach